Is Automobile Insurance Admissible at Trial?

The short answer to this question is no. The longer answer is more complex and frightening. Many people think that an insurance company can sue you if you are injured in an auto accident.

The most troubling thing about litigating an auto accident case is that the plaintiff cannot talk, infer, or discuss the fact that the defendant has automobile insurance. This may sound reasonable in theory, but it causes a serious problem because defense attorneys often assume that the client is responsible for the verdict. The problem for plaintiffs is that if they mention insurance, a judge will grant a “mistrial” which will mean we have to start the case again.

In reality, trials only take place because insurance companies believe they have the ability to fool jurors with their insurance propaganda about frivolous lawsuits or the plaintiff not being as injured as he or she claims. They then try to win the sympathy of the jurors by claiming that the defendant will be responsible for the verdict. This is simply not true.

This post was written by Kelly-Ann Jenkins of Jenkins Law P.L. Kelly-Ann is a car accident lawyer in St Petersburg. She focuses on personal injury, car accidents, and bicyclist injuries. The information on this site is not intended to and does not offer legal advice, legal recommendations, or legal representation on any matter. Hiring an attorney is an important decision, which should not be based on advertising. You need to consult an attorney for legal advice regarding your situation.

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